subipay FAQ

- We are Subipay -

The Ultimate Solution for e-Billing Services!

An all-encompassing mobile money and wallet payment solution. We streamline the process for paying bills, including airtime and internet data subscriptions from leading network providers (MTN, Glo, 9Mobile, Airtel), prepaid and postpaid electricity bills for authorized discos in Nigeria, cable TV payments for DSTV, GOTV, and Startimes. Additionally, you can benefit from top-tier insurance coverage, educational services, and the convenience of transferring money to any bank in Nigeria.

The Better way to Earn, Invest & Pay Bills without

We possess expertise in this field throughout the entirety of Nigeria

We offer seamless electronic bill services, including the convenient payment of airtime and internet data for MTN, Glo, 9Mobile, and Airtel networks. Additionally, we facilitate prepaid and postpaid electricity bill payments for AEDC, EKEDC, KEDCO, JEDC, EEDC, IBEDC, PHED, Ikeja Electric, and Kaduna discos. Furthermore, we handle cable TV subscriptions for STARTIMES, DSTV, and GOTV.


Electronic Bill Services

Subipay represents a groundbreaking electronic billing system that has revolutionized the payment process for vital services. Utilizing cutting-edge technology and an intuitive user interface, Subipay delivers a smooth and hassle-free experience for settling bills related to prepaid and postpaid electricity, internet data subscriptions (MTN, GLO, AIRTEL, 9Mobile), cable TV (DSTV, GOTV, Startimes), water, gas, and various utilities. The days of enduring lengthy queues and managing complex paperwork are now a thing of the past.

Effortlessly, users can oversee and monitor their payments, guaranteeing punctual and stress-free transactions. The system is designed with security in mind, safeguarding personal and financial data. Subipay empower individuals to enjoy the convenience of electronic utility payments, resulting in time savings and the prevention of late fees. In essence, it streamlines the process and boosts the effectiveness of utility bill management.


Community of Merchants

We offer an outstanding platform that allows merchants to earn commissions through the promotion and referral of our services. Through this program, affiliate members can generate income by harnessing their networks and bringing new users to the platform. This system guarantees transparency and precision in monitoring referrals and commissions, creating a dependable source of supplementary income.

The community offers competitive commission rates and provides affiliates with comprehensive tracking tools and resources. It is a win-win scenario, as affiliates benefit from earning passive income while expanding it users with a base through effective marketing partnerships.


Mobile Financial Transactions - POS
(Coming Soon)

Obtaining our Point of Sale (POS) devices is a simple procedure. Start by visiting the Subipay website or contacting our customer support. Share your business information and express your desire to acquire their POS devices. Subipay will assist you in completing the application process, which may entail form submission, documentation submission, and a verification process.

Once approved, you can proceed with the payment for the POS devices. Subipay will then ship the devices to your designated location, along with any necessary setup instructions and support. With Subipay POS devices, you can conveniently accept electronic payments and enhance your customers' payment experience.

All your bill payments in one place

What we serve our customers

Pay bills and send money!

Subipay is an e-billing system that provide seamless solution and access to frequently consumed services like Airtime, Internet Data, Prepaid and Postpaid Electricity, Cable TV, Sports Betting, Flight Ticketing and other virtual services. We aggregate Telcos, DisCos and other service providers to provide value added services to users. Our Focus is simplicity, accessibility and convenience.

Our Vision

Our desire is to become Nigeria's most-loved e-billing app. Our target is to become a household name trusted by customers to get real value for every payment made.

E-Billing Area


Join a community that rewards your hardwork.

Subipay merchant community is an exceptional platform that enable merchants to earn affiliate commissions by recommending our services to others.

Build a long-term passive income.

Join the community
MLM System


Client retention across Nigeria


Years of service delivery across Nigeria


Professionals across Nigeria


In funding across the globe

Powered By
Splenor Multi-Resources Limited


Frequently Asked Questions

How can I create a personal account?
Click on E-Billing Area on the front-page of the website to create an account. Fill your personal information on the registration form and submit. You will receive a verification notification to verify your email account. Ensure you verify your account and login, add funds, and start paying for services (Artime, Data, Electricity,and Cable TV)
Apart from the notification received from the network provider, the you will receive an SMS alert from Subipay containing the details of the transactions such as payments for electricity or cable TV subscription. In the unlikely event of network or technical delays, you will also receive an SMS to that effect.
Make sure the decoder is turned on before you subscribe, call Multi choice on (08039003788 or +2312703232) for reset or dial *288# on any Airtel or MTN line and follow the prompt.
You earn upto 3% instant cashback whenever you buy airtime or internet data, and upto N50 cashback on cable TV and electricity. You also earn 0.5% of any wallet topup your referrals add to their Subipay wallet. You will earn unlimited commissions when you join the merchant community. Ensure you share your referral link with family and friends and be ready for an exciting passive income.

Best solution for

e-billing services

Merchant Community